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Hey Visionary,

I still remember the rain that morning. It was in March 2010.

I was sitting in my bathrobe, hunched over our secondhand kitchen table (yes, we found it on Craigslist, remember that site!) Staring at my paper bank statement: $38.63. It was the kind of moment where your body reacts before your brain can make sense of it.

My hands were cold. My heart was racing.

Hot tears blurred my vision.

And then came the shame. Thick. Paralyzing. Familiar.

How was I 35, with two degrees, a new mortgage, and less than $40 in my checking account?